+91 98407 08181 hello@paalan.ai Chennai · Dubai · Singapore
IMC Group · Member Firm of Andersen Global
Request pricing
+91 98407 08181
hello@paalan.ai
Home Services Payroll Compliance Provident Fund (PF)
PAYROLL COMPLIANCE

Provident Fund (PF) compliance

Monthly ECR filing, UAN and KYC management, claims support and inquiry handling under the Employees' Provident Funds scheme under the Code on Social Security, 2020.

Provident Fund (PF)
Professional sign-offon every deliverable
Applies toEstablishments with 20+ employees
Contribution12% employee + 12% employer
Wage ceiling₹25,000 / month (from 17 Sep 2026)
Due date15th of the following month
QUICK ANSWER

What is PF compliance?

PF compliance means registering with the Employees' Provident Fund Organisation (EPFO), enrolling every eligible employee with a UAN, deducting 12% of wages from employees, contributing a matching 12% as employer, filing the monthly Electronic Challan-cum-Return (ECR) and paying by the 15th of the following month.

OVERVIEW

How Paalan handles Provident Fund

Establishments with 20 or more employees must register for EPF, now governed by the Code on Social Security, 2020, and contribute every month for eligible employees. From 17 September 2026 the EPF wage ceiling is ₹25,000 a month (up from ₹15,000). Contributions are due by the 15th of the following month, and errors, wrong wage base, missed members, delayed deposit, attract interest and damages, and can lead to an inquiry under Section 7A.

We manage the complete PF lifecycle: registration, monthly Electronic Challan-cum-Return (ECR), member onboarding and exits, KYC seeding, nominations, transfers and claims, and responses to departmental notices.

SCOPE OF SERVICES

What's included

Everything we take ownership of under Provident Fund (PF).

01

Registration

PF code registration for new establishments and additional establishment codes.

02

Monthly ECR

Preparation and upload of the ECR with challan generation by the due date.

03

UAN & KYC

UAN generation, Aadhaar, PAN and bank seeding, and correction of member details.

04

Transfers & claims

Support for transfers, withdrawals, pension and EDLI claims.

05

Nominations

e-Nomination drives and records for every member.

06

Notices & inquiries

Replies to 7A, 14B and 7Q notices, and support during PF inspections.

WHO NEEDS IT

Who needs Provident Fund?

  • Establishments with 20 or more employees
  • Establishments that have voluntarily opted in
  • Employers of international workers in India
  • Principal employers verifying contractors' PF
  • Companies with exempted PF trusts
Check what applies to you
KEY FEATURES

Why clients choose Paalan for Provident Fund

ECR validated before upload
Wage-base checks aligned to the new definition of wages
International worker coverage handled correctly
KYC and nomination completion drives
Interest and damages exposure tracked
Employee helpdesk for PF queries
KEY DUE DATES

Provident Fund compliance calendar

Typical statutory timelines. Exact dates vary by state and notification, we maintain the calendar for each of your locations.

ActivityFrequencyDue date
ECR filing and paymentMonthly15th of the following month
New member UAN and KYCOn joiningBefore the first ECR
Exit date updationOn exitPromptly after the employee leaves
Annual reconciliationAnnualAfter year end
RISK OF NON-COMPLIANCE

What happens if Provident Fund is not managed well?

Interest under Section 7Q

Delayed contributions attract simple interest of 12% a year.

Damages under Section 14B

Damages on delayed payments increase with the period of delay.

Section 7A inquiries

Under-reporting or wrong wage bases can lead to an inquiry and assessment of dues.

HOW IT WORKS

Our process

Step 1

Assess

We study your entities, locations, headcount and existing records to map every obligation that applies.

Step 2

Plan

A location-wise compliance calendar and responsibility matrix, agreed with your team.

Step 3

Execute

Registrations, registers, returns and filings handled on time, every time, reviewed by a professional.

Step 4

Report

Regular status reports and an evidence file ready for auditors, inspectors and management.

FAQS

Provident Fund: frequently asked questions

Can't find your answer? Our specialists are a message away.

Pricing on request

Fees depend on your entities, locations and headcount. Share your requirement for a tailored proposal.

Request pricing
When is the PF contribution due?

PF contributions and the ECR are due by the 15th of the month following the wage month.

What happens if PF is paid late?

Late payment attracts interest under Section 7Q and damages under Section 14B, which increase with the period of delay.

Can you help employees with PF withdrawals and transfers?

Yes. Our helpdesk guides employees through transfers, withdrawals and claims, and follows up where records need correction.

How is the new ₹25,000 ceiling applied?

From 17 September 2026, statutory contributions are computed on wages up to ₹25,000 a month (instead of ₹15,000). At the ceiling, the employee and employer contributions are ₹3,000 each, and the pension (EPS) share is ₹2,082.50.

What is UAN?

The Universal Account Number is a permanent PF number that stays with an employee across jobs, linking all their PF accounts.

Can an employer pay PF on a higher wage?

Yes, employers and employees can contribute on wages above the ceiling, subject to the scheme rules. We help you model the cost.

RELATED

Related services

All services

Need help with Provident Fund?

Tell us about your organisation and a Paalan professional will send you a clear, tailored proposal, usually within one working day.

Chat with us